How we decide what to cover
We write about the insurance questions people actually run into — what a term means, how a specific type of claim works, what a state legally requires — rather than chasing whatever’s trending that week. If something’s confusing enough that someone had to search for it, it’s probably worth explaining properly.
How we fact-check
Numbers and rules get pulled from primary sources wherever they exist: state insurance department websites, the National Association of Insurance Commissioners (NAIC), federal regulatory guidance, and insurers’ own published policy documents. We try not to cite other content sites as our source of truth — if we can’t verify something against an original source, we don’t publish it as fact.
How often we update
Insurance regulations and industry norms change more than most people realize. Articles get revisited on a rolling schedule, and anything that hasn’t been reviewed in a while gets flagged internally for a re-check. Every page carries a visible “last updated” date so you know exactly how current what you’re reading is.
What we don’t do
InsureVise isn’t a licensed insurance agency, doesn’t sell policies, and doesn’t earn referral commissions from insurers or agents. [Once you run ads: We do carry advertising to keep the site free to use, but ad placement has zero influence on what we write — we don’t recommend specific companies or policies for compensation, so there’s nothing for an advertiser to influence.]
Corrections policy
When something on the site turns out to be wrong, we fix it directly in the article. Material corrections are noted at the bottom of the page along with the date they were made.
Questions about a specific article
Every page has an author line and a “last updated” date. If you want to know more about how a particular piece was researched, reach out through the Contact page.